Concept & Characteristics
LifeInsurance
Contract between policy owner and insurer
Insurer agrees to pay a sum of money upon the insured individual’s death or other event, such as terminal illness or critical illness
Two major categories
Protection policies
Investment policies
Characteristics
Two major Characteristics of LifeInsurance
1. Eventual Certaint
Life and the manager>
Samsung Life
Founded in 1957, Samsung life has been delivered the value of insurance. It diversified its business from insurance to finance and expanded its market abroad, and finally became the number one insurance company with asset of 160 trillion won. There are 5 main business ranges that Samsung Life focuses on: insurance, loan,
insurance against increasing insurance premium, we can't increase insurance premium.
Also with an aging society is continued, and medical technology development, medical cost paid by old people increase.
If this situation is continued, account of health insurance will have a deficit.
Korean use seventy or eighty millions of money as medical cost all their life and half of their medical cost i
● Definition of digital nomads
Digital nomads are individuals who use technology and the internet to work remotely from any location in the world, allowing them to have a location-independent lifestyle. Digital nomads often work as freelancers, entrepreneurs, or remote employees for companies, and they typically use laptops, smartphones, and other digital devices to communicate and collabora
1. Geographic Characteristics
- Country' name : The Socialist Republic of Vietnam
- Capital : Ha Noi
- Total area : 329,566 Km2
- Climate : subtropical(Northern), tropical(Southern)
- resources : phosphate, coal, manganese, bauxite, chromate, offshore oil resources, forest
- Environment : From May to January, there are season typhoons that occur deluge.
2. Health Status
1) Facilit
Ⅰ. Introduction of insurance industry
Property Insurance
- Long-term insurance(3~15)
· Permanent Insurance
· Savings Insurance!!!
- Car insurance
: Now in declining trend due to Global Crisis
- General insurance
· Fire
· Marine
· Special
Ⅲ. Applying IFRS
The issue about introduction of IFRS
life·Samsungfire, a mixture of joy and sorrow by intro
Then, What is property insurance?
Which covers the risk of property owned by insured person or company.
Subject insured can be house, factory, building, machinery, jewelry, car, ship, air plane… and so on.
Difference between Lifeinsurance and Property insurance in terms of compensation.
Better theoretical explanation is in the online lecture of this week.
Do not just check your
은행의 환경변화
핀테크를 앞세운 새로운 경쟁자의 진입과 은행 비즈니스 모델 한계
- 시장의 새로운 진입자
금융 Tech기업, 아마존, 구글, 애플
- 뱅킹의 배제 (De-banked) 현상
: P2P Lending
- 은행 비즈니스 모델 한계
수익성 저하 및 비대면 처리비중 90%
은행의 미래
2025년에는 소비자금융부문은 은
What is CSR?
CSR의 개념
‘기업시민’으로서 사회의 긍정적 변화를
적극적으로 추구하는 책임
예) 소외계층에 대한 교육, 문화 지원 등
사회가 적절한 행동으로 규정한 도덕적 규율을 준수하는 책임
예) 환경경영, 윤리경영, 고용다양성 등
법률적 규제의 범위 안에서 경제적
사명을 성취하는 책
insurance
▶ Person pay 20% of total medical payment in hospital.
▶ Medicines payment are insured 100%.
※ Despite these medical insurance existence,
53% of Vietnamese patients can't get medical treatment
because of economic burden.
The poor receive treatment
2.9 times a year (affording people receive 4.7 times).
source : the poor healthcare situation evaluation from 20